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Mortgage Brokerages, Lenders and Administrators Act
The Mortgage Brokerages, Lenders and Administrators Act, 2006 came into force on July 1, 2008, replacing Ontario's Mortgage Brokers Act, 1990,〔(【引用サイトリンク】title=Mortgage Brokers Act, R.S.O. 1990, c. M.39 (repealed) )〕 and requires all individuals and businesses who conduct mortgage brokering activities in Ontario to be licensed. The Act is currently administered by the Financial Services Commission of Ontario.
Notable changes with the new legislation include:
* restrict the use of the titles, "mortgage brokerage", "mortgage broker", "mortgage agent", and "mortgage administrator" (and their French equivalents)〔(【引用サイトリンク】title=Highlights of the Mortgage Brokerages, Lenders and Administrators Act, 2006 ) 〕
* application to real estate brokers who act as mortgage brokers in Ontario〔(【引用サイトリンク】title=The Mortgage Brokerages, Lenders and Administrators Act, 2006 : Frequently Asked Questions )〕
* adding regulatory oversight to mortgage brokers who administer mortgages on behalf of third parties〔
* exemptions to educational requirements during the transition period for some individuals〔(【引用サイトリンク】title=Exemptions from licensing requirements )〕
* two year licensing cycles〔(【引用サイトリンク】title=Technical changes to licensing regulations )〕
* introducing criteria for surrendering a license〔
==See also==
* Real Estate and Business Brokers Act
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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